Google AdSense Wire Transfer Guide: How to Easily Withdraw Your Ad Revenue
Since November 2019, domestic Western Union payment channels have been largely unavailable, and the previous method of receiving Western Union transfers via China Everbright Bank’s online banking service is no longer valid. As a result, many Google AdSense users need to find new ways to receive payments.
Here, I’d like to recommend Wire Transfer As a method for withdrawing funds from Google AdSense, I’d like to share a solution that I’ve personally tested and found to work.
Why Choose China Merchants Bank?
If you want to receive your Google AdSense payments without any issues, I recommend getting a China Merchants Bank Savings Card, for the following reasons:
-
No fees: Receiving Wire Transfers at China Merchants Bank No additional fees are charged...offers a competitive edge over other banks.
-
No need to visit a service counter: User Not necessary Go to the bank teller window in person, and alsoNo additional documents are required... The entire process can be completed online.
-
Convenient Mobile Operation: You can complete this directly using the China Merchants Bank mobile app. Withdrawal 和 Foreign Exchange Settlement, eliminating the cumbersome manual review process.
This way, Google AdSense users can receive their earnings efficiently and securely, without being subject to Western Union’s restrictions. We hope this method will help everyone successfully withdraw their ad revenue from their AdSense accounts!
1. Open a China Merchants Bank savings account and activate mobile banking and online banking.
2. Open Google AdSense and log in to the dashboard:
Click "Payments" on the left—select "Manage Payment Methods"—then "Add Payment Method," choose "Add Wire Transfer," and enter the following information in the pop-up window:
Here it is—just copy it directly (don't leave anything out, and don't add any extra spaces):
Note: Regardless of which city you applied for your China Merchants Bank card in, the information above remains the same; China Merchants Bank does not distinguish between branches.
3. Check the box next to “Set as Primary Payment Method,” save your changes, and then delete the previous Western Union transfer.
4. How long does it take to receive a wire transfer from Google AdSense?
After making a payment via Google, the funds will typically be credited to your China Merchants Bank account within 1–3 business days, and you will receive a text message notification.
5. How do I exchange foreign currency at China Merchants Bank?
After receiving the text message, open the China Merchants Bank app and find "Foreign Exchange Conversion" under "All" on the home page.
Recommended Bank: China Merchants Bank (CMB)
If you want to receive your Google AdSense payments without any issues, I recommend setting up China Merchants Bank Savings Card, for the following reasons:
✅ No fees: Receiving Wire Transfers at China Merchants Bank No additional fees are charged...offers a competitive edge over other banks.
✅ No need to visit a service counter: User Not necessary Go to the bank teller window in person, and also No additional documents are required... The entire process can be completed online.
✅ Convenient Mobile Operation: Use China Merchants Bank Mobile App...and you're all set Withdrawal 和 Foreign Exchange Settlement, without the need for a cumbersome manual review process.
Foreign Exchange Receipt Limits and Multi-Account Management Techniques
⚠ Annual foreign exchange earnings limit for individuals in China: $50,000. If the amount you receive exceeds this limit, you can Add another family member's China Merchants Bank savings card in the Google AdSense dashboard, and set it to Primary Payment Methods...This way, you can bypass the annual limit on foreign currency receipts for individuals.
How can I speed up a Western Union refund?
If you were previously using Western Union, which is required by default 90 days Only then will the refund be processed automatically. If you wish to Instant Refund To receive payment via wire transfer, please follow these steps:
-
Open Google AdSense Payments Support Page：
???? Request for Reissuance of Payment -
When submitting your application, at Payment Number Fill in this column Western Union Monitoring Number (MTCN)。
-
After submitting your request, the funds will be refunded to your AdSense account as soon as possible, and you can make a new selection. Wire Transfer Payment methods.
Summary
If you're still having trouble with Google AdSense payments, we recommend switching to Wire Transfer Method: Use China Merchants Bank Savings CardNot only are there no transaction fees, but you can also easily manage everything right from your phone. For users receiving large payments, you can split the limit across family members’ accounts while ensuring that any outstanding Western Union transfers are quickly refunded. We hope this guide helps you successfully withdraw your AdSense earnings! ????
Related Reading:
What do I need to prepare before adding a bank account?
Please have the following information ready: the name or company name that matches the payee, the bank account number, the English name of the bank where the account is held, and the SWIFT/BIC code. Depending on the country, currency, and bank, an intermediary bank or additional fields may be required. You must confirm this with your bank, and the form displayed in the AdSense dashboard should be used as the final reference.
Setup Process
- Complete the requirements for identity, address, and tax information.
- Go to "Payment Methods" and add a bank account based on the fields in the admin panel.
- Check names, account numbers, and bank codes word for word; do not rely on your own judgment when translating.
- Set it as your primary payment method and save the bank confirmation details.
- After the payment is sent, record the payment number and date, and wait for the bank to process it.
How do I troubleshoot a delayed payment?
- First, check whether the status in the backend is "In Progress," "Sent," or "Returned."
- Please take weekends, holidays, and transit processing times into account.
- Provide the receiving bank with the payment date, currency, amount, and any available tracking information.
- Check whether the account supports the corresponding currency and cross-border incoming transfers.
Costs, Exchange Rates, and Safety
The intermediary bank and the receiving bank may charge fees, and the currency exchange rate is determined by the bank. Do not send your full account number, verification code, or screenshots of your account dashboard to unfamiliar “payment collection” services; after changing your payment information, be sure to verify the security of your account and check your notification emails.
Original article by Tech.laowang. If you wish to repost this article, please credit the source: https://techlaowang.com/en/google-adsense-youtube/
